Account types & Investment Products

More Choices Means More Potential Opportunities



Create your investment plan with a variety of investment products

Whether you’re new to investing or have been trading for years, understanding all of the choices available to you is an important part of building a strong investment strategy. Learn about our account types and investment products to find a suitable fit for you.



Investment Products

Explore the information and educational resources below to increase your understanding of the investment products we offer. If you have questions along the way, contact one of our specialists for help.



Typically at the heart of every portfolio, stocks may provide a portion of ownership in a company. There are two main types of stocks: common and preferred. Common stocks may provide the owner with dividends as well as voting rights at shareholder meetings. Preferred stocks do not usually include voting rights, but make up for this by offering a higher claim on assets and earnings.

Stocks offer a way to diversify your investment strategy based on the businesses and sectors you choose to invest in. To help you build a sound investment strategy utilizing stocks, we offer a number of powerful tools and platforms to make researching and trading convenient. Explore the benefits of tools and platforms like:



Stocks Screener

Diversification is about attempting to reduce overall portfolio risk, while optimizing returns for a given risk level, by combining multiple assets. Asset allocation looks to structure a portfolio with asset classes that don't all behave the same. By investing in bonds and CDs with Lumentrades you open the potential for both. Offering typically lower risk exposure than equities and improved tax efficiency, bonds and CDs give you a number of options including a three month to five year maturity range for CDs, and varying grade, type, and maturity date for bonds.

Additionally, we make finding suitable bonds and CDs easier with tools like Bond Wizard and our CD Center, which let you research and analyze the potential of any interesting opportunity.

Mutual funds consist of funds collected from many investors that are pooled together for the purpose of investing in stocks, bonds, money market instruments and similar assets. Operated by money managers, these funds provide broad diversification and cover a range of investment objectives, philosophies, asset classes, and risk exposure. The investment objective of any given mutual fund is stated in its prospectus and should be reflected by the portfolio’s structure.

With over 13,000 choices from leading fund families, we offer you one of the largest selections of mutual funds, including a broad range of no-transaction-fee (NTF) funds, to help you round out your portfolio. And with Lumentrades, you’ll get access to tools, like mutual fund screeners and research from the Premier List

ETFs are often compared to mutual funds. ETFs are similar because they are a “basket” of investments. But they trade more like stocks. It’s important to note that, although ETFs may help you to diversify your portfolio with a basket of holdings, not all ETFs provide diversification—it just depends on the individual holdings and risk involved with each one. When you invest in ETFs with us, you’ll gain access to 300+ commission-free ETFs, from leading providers with research and ratings. You’ll also get access to our industry-leading trading platforms, a variety of ETF research, screeners, and more.

The foreign exchange market, or forex, is where speculators from around the world trade currencies to determine their relative values. In this market, currencies are traded in pairs, which means you are buying and selling a currency at the same time. When you make a trade, you are speculating that one of the two currencies will increase in value, compared to the other. With Lumentrades, you have access to over 70 currency pairs to trade. Since it’s a global market you can trade almost 24 hours a day, six days a week. With platforms like Lumentrades Web & Mobile Trader, you’ll have all the tools and information you need, when you need it.

The foreign exchange market, or forex, is where speculators from around the world trade currencies to determine their relative values. In this market, currencies are traded in pairs, which means you are buying and selling a currency at the same time. When you make a trade, you are speculating that one of the two currencies will increase in value, compared to the other. With Lumentrades, you have access to over 70 currency pairs to trade. Since it’s a global market you can trade almost 24 hours a day, six days a week. With platforms like Lumentrades Web & Mobile Trader, you’ll have all the tools and information you need, when you need it.

The foreign exchange market, or forex, is where speculators from around the world trade currencies to determine their relative values. In this market, currencies are traded in pairs, which means you are buying and selling a currency at the same time. When you make a trade, you are speculating that one of the two currencies will increase in value, compared to the other. With Lumentrades, you have access to over 70 currency pairs to trade. Since it’s a global market you can trade almost 24 hours a day, six days a week. With platforms like Lumentrades Web & Mobile Trader, you’ll have all the tools and information you need, when you need it.



Account Types

Explore the information and educational resources below to increase your understanding of the 529 Plans we offer. If you have questions along the way, contact one of our specialists for help.



Seeking higher education for yourself or family members is one of the most important investments you can make. When it comes to planning and investing for education, there are a variety of ways to pursue your goal. These include Coverdell and Custodial accounts, but the most common choice is a 529 plan Through 529 plans, you can make investments for the purpose of accumulating wealth to pay for education. The investment choices available depend on the individual plan, and each state creates its own plan that any U.S. citizen can select (provided they meet any existing residency requirements)

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